Balarabe, Abubakar, Md. Faruk Abdullah, Uzairu Muhammad Gwadabe, and Auwal Jibril Muhammad. “Islamic Banking In Malaysia: The Journey So Far”. Adpebi Science Series (January 11, 2023). Accessed July 16, 2025. https://adpebipublishing.com/index.php/AICMEST/article/view/208.